We are Members 1st Credit Union
What is a credit union?
The beginning of our not-for-profit cooperative started in 1936, where our founders pooled their resources to help lend to some and return dividends to others.
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Lower Checking Fees
As a commitment to our members, we've eliminated Returned Item fees and reduced Courtesy Pay fees to $15 with no fee for transactions under $10.
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More Ways to Save
We understand the importance of being prepared for the unexpected. That's why we offer these great resources to help you build your savings quickly.
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24/7 Access
Unlimited access to your account(s) with Online/Mobile/Telephone Banking and the Mobile App.
Bill Pay
Make one-time or recurring payments to bills, charities and friends with a single click.
Direct Deposit
Get your money faster with fewer trips to the branch using direct deposit.
eAlerts
Receive email and text notifications for all types of activity on your account.
eStatements
Have access to your statements immediately online without the hassle and security risk of storing them.
Financial Training
Get helpful information on budgeting, investing, fraud, money basics, and much more.
flex checking
Available to every account with no monthly fees or minimum deposits to maintain.
Insurance Coverage
Take advantage of $1,000 in AD&D insurance coverage, complementary with your Members 1st account.
Investment and Planning
Enjoy free investment and financial planning for college, retirement, insurance, and much more.
30,000+ ATMs
Access to cash at more than 30,000 surcharge-free ATM locations across the world.
Remote Check Deposit
Deposit checks directly into your account(s) with your mobile or tablet device.
Save $150 Per Year
Member households save an average of $150 per year by banking with Members 1st.
What are Members saying?
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In Our Community
We take great pride in supporting the local communities we serve. Here are some of the ways we have contributed in 2023:$84,000 Given to the Community
850 Hours Volunteered
173 Events Attended
Recognized by our community
We are honored to be recognized as theBest of the North State 2023 for:
- Best Credit Union
- Best Investment Firm
- Best Mortgage Lending Company
- Best Employer with 1-100 Employees
Proud to be recognized as one of the
Best of Chico 2024 for:
- Credit Unions
- Financial Planners
- Loan Officers