A credit card is a revolving line of credit from which the cardholder can borrow money for payment to a merchant or as a cash advance. Any purchases or cash advances are subject to interest being charged. Depending on your credit, you’ll be given a credit limit – meaning the maximum amount you are allowed to draw from the card. We know that emergencies happen, and if you need to increase your credit limit there are a few ways to do so:

By Phone

Contact us by calling (530) 222-6060 or (800) 303-3838. Your card number will be needed if you're calling us outside of our normal business hours.

Online Banking

Think of Increasing your credit limit as applying for a new loan! With a few simple steps, we can have your credit line increased in as little as 24 hours. Click here to get started.

By Branch

Stop into your nearest Members 1st branch and talk to one of our friendly representatives.

For more information about the credit cards available from Members 1st, please visit our credit card comparison page.