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Knowledge Center

Find the answers to your questions related to Members 1st products, and services.
Knowledge Center

IRA Share Certificates

Individual Retirement Accounts (IRAs) are personal savings plans for individuals to set money aside for retirement. Members 1st IRA Share Certificates are longer-term investments yielding a higher dividend than a Savings account. A wide variety of terms are available. Funds are federally insured by the NCUA. Consult your tax advisor for the IRA related tax benefits.

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