Members 1st is dedicated to making sure your loan process is as easy and convenient as possible from application to pay off day. Below are some options associated with our loans that will make your loan with Members 1st a breeze.

Applying for a loan?

Applying for a loan has never been easier. Whether you’re looking to buy your first home or car or looking to take advantage of the equity in your home that you’ve been working hard at building, Members 1st works hard to bring you the very best loan options—all from the convenience of your home, or anywhere else you have internet access!

Looking for your loan balance?

We’ve made it easier than ever to know exactly what you owe. Find your exact loan balance online, on the mobile app, or by calling us at (530) 222-6060.

Making a payment?

With no shortage of options, the only thing you’ll have to think about is what’s easiest for you and your lifestyle. Try one of our many electronic methods for setting up an automatic or one-time payment. Set up an automatic payment from your existing Members 1st account or link an external account to transfer funds from another financial institution. Pay with a debit card from another financial institution, visit us in person, or give us a call at (530) 222-6060. Visit m1cu.org/payments for a complete list of all loan payment options.

Not an online banking member?

Register online quickly and easily to have access to your electronic statements, balances, make payments, or review loan details. Once registered, you can begin to access your account from Online Banking or the Members 1st Mobile App.

Time to pay off your loan?

Most Members 1st loans have no fees for early payoffs so you can be as proactive as you’d like without fear of additional fees, with the exception of Home Equity Lines of Credit. Plus, if you’re paying off your loan from your Members 1st account (like a checking or savings account) you can do it online or through the mobile app! If you plan on paying off your loan from another financial institution, be sure to call us at (530) 222-6060 to make sure the payoff amount is correct as some payment options may take a day or so to process and could affect your interest owed.