Overdraft Protection can assign a back-up account to be drawn upon in times when your primary account does not have sufficient funds for a transaction. Overdraft accounts can consist of savings, auxiliary savings, checking, Visa credit cards, and Home Equity Lines of Credit. Multiple Overdraft accounts can be set up with varying priorities for added convenience. Although there is no charge for overdraft protection transfers from a Members 1st deposit account, fees or finance charges may be applicable if a line of credit is used for Overdraft Protection. For more information visit m1cu.org/courtesy.