Checking Account

A checking account is a transactional deposit account held at Members 1st that allows for withdrawals and deposits. Money held in a checking account is very...

eStatements

An eStatement is an electronic notification sent to your e-mail address the day your statement is available to view your statement electronically in Online...

FICO® Score

FICO® Scores are the credit scores most lenders use to determine your credit risk. You have three FICO® Scores, one for each of the three credit bureaus...

NCUA

The National Credit Union Administration (NCUA), is an independent agency of the United States government that regulates, charters, and supervises federal...

Not-for-Profit

Credit unions are "Not-for-Profit" financial institutions. "Not-for-profit" is another term for "nonprofit" except that credit unions do not conduct...

Overdraft Protection

An explanation of Overdraft Protection and how it protects members from overdrawing their Members 1st accounts.

Phishing

Members 1st Credit Union will never send an e-mail to you asking you to log onto our website and update your personal information. This is a type of fraud...

Routing Number

The Members 1st routing number is 321174738. A routing number is a unique identifier assigned to every financial institution and used for settling check...

Smishing

Fraudulent text messages claiming to be from your credit union or a known business is commonly referred to as ‘Smishing’. They might offer a gift...

Stop Payment (Electronic/Check)

A Stop Payment may be requested to place a stop on a check or ACH payment currently in process. Stop payments will remain in effect for 14 calendar days...