About Us

To be recognized by our members as the leading financial institution providing relevant value to past, present, and future generations in Northern California.

Annual Meeting

Annual vote of the membership including the election of Board of Directors and the election of Supervisory Committee members.

Annual Percentage Rate (APR)

The annual percentage rate (or APR) is the amount of interest on your total loan amount that you'll pay annually (averaged over the full term of the loan). A...

Appraisal

An opinion or estimate of marketable value. Also refers to the process by which a value estimate is obtained.

Auto Loan

Learn more about new, used, private party, or cash-out auto loans from Members 1st Credit Union.

Autopay

Setting up automatic payments for credit union loans.

Board of Directors

A list of the Members 1st Credit Union board of directors.

Calculators

See all Members 1st Credit Union savings and loan calculators.

Co-Borrower

Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan. Under this...

Collateral Protection Insurance (CPI)

Collateral Protection Insurance (CPI) pertains to a situation that occurs when your vehicle insurance changes or lapses during the life of a vehicle loan...