Compound Dividends

Compound dividends are dividends added to the principal of a deposit or loan so that the added dividend also earns dividends. This addition...

Credit Union News

Catch up with the latest news and events from Members 1st.

Credit Worthiness

An assessment of the likelihood that a borrower can fulfill his or her loan (debt) obligations. It is based upon factors, such as his/her history of...

Daily Periodic Rate

A daily periodic interest rate is calculated by dividing the annual percentage rate, or APR, by either 360 or 365. The...

Debt Consolidation

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. Common loans people want to consolidate are high...

Deductible

Deductibles are commonly used with insurance policies where the deductible is the amount of expenses that must be paid out of pocket before an insurer will...

Deed

The document by which title to real property is transferred or conveyed from one party to another.

Dividend Rate

Dividend Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...

Donation and Sponsorship Request Form

Members 1st Credit Union is an active partner in the community. Please request community donations and sponsorships here.

Fee Schedule

View the Members 1st Credit Union fee schedule.