Credit Union News

Catch up with the latest news and events from Members 1st.

Credit Worthiness

An assessment of the likelihood that a borrower can fulfill his or her loan (debt) obligations. It is based upon factors, such as his/her history of...

Daily Periodic Rate

A daily periodic interest rate is calculated by dividing the annual percentage rate, or APR, by either 360 or 365. The...

Debit Card

A debit card issued by Members 1st Credit Union allows you to transfer money electronically when making a purchase in person, online, or by phone. Debit cards..

Debt Consolidation

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. Common loans people want to consolidate are high...

Direct Deposit

A direct deposit is the electronic transfer of a payment directly from the account of the payer to the recipient's account. Typically, this refers to...

Direct Deposit Request Form

Complete this form and deliver it to your employer to sign up for direct deposit with Members 1st.

Dividends

A dividend is a sum of money paid regularly (typically monthly) by the credit union to its members based on the interest rate associated with your earnings

Donation and Sponsorship Request Form

Members 1st Credit Union is an active partner in the community. Please request community donations and sponsorships here.

Emergency Savings Tutorial

A tutorial on how to open an Emergency Savings Suffix on the Mobile App and Online Banking.