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Knowledge Center

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Construction Loan

Learn more about building your dream home with the Members 1st Construction Loan.

Credit Union News

Catch up with the latest news and events from Members 1st.

Credit Worthiness

An assessment of the likelihood that a borrower can fulfill his or her loan (debt) obligations. It is based upon factors, such as his/her history of...

Dividend Rate

Dividend Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...

Donation and Sponsorship Request Form

Members 1st Credit Union is an active partner in the community. Please request community donations and sponsorships here.

Equity

Equity is the difference between what you owe on your mortgage and what your home is worth.

Federal Home Loan Bank WISH Program

Learn more about the FHLB's WISH Program offering downpayment and closing cost assistance for home buyers.

Fee Schedule

View the Members 1st Credit Union fee schedule.

Fire Relief Resources

Helpful information and resources to support fire survivors.

Floor Rate

An interest rate floor is the minimum interest rate possible for an interest rate associated with a loan.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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