Prepayment Penalty

We here at Members 1st Credit Union are not familiar with this term. Why would a financial institution penalize you for making early payments? We certainly...

Rates

A complete list of all rates for all Members 1st loans, mortgages, credit cards, and deposit accounts.

Repayment Period

When your HELOC draw period ends, you will no longer be able to access your funds and the 10- or 20-year repayment period...

Routing Number

The Members 1st routing number is 321174738. A routing number is a unique identifier assigned to every financial institution and used for settling check...

Skip a Pay

Request a Skip a Pay to skip a loan payment on your Members 1st consumer loan or credit card with this online form.

Supervisory Committee

A list of the members on our Supervisory Committee.

Terms

A term is the duration of time you have agreed to repay a loan balance. In most cases, loans can be repaid quicker than the length of the term. Subsequently...

Terms of Use

This Agreement applies to any activity made to or from your account(s) by you or by any user who has access to your account.

Understanding Home Equity Lines of Credit

Understanding the details of a home equity line of credit.

Understanding your debt-to-income ratio

Explanation of debt-to-income ratios.