Deed

The document by which title to real property is transferred or conveyed from one party to another.

Dividend Rate

Dividend Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...

Donation and Sponsorship Request Form

Members 1st Credit Union is an active partner in the community. Please request community donations and sponsorships here.

Draw Period

A Home Equity Line of Credit (HELOC) begins with a 2- or 5-year draw period, when you can access the funds in your credit line...

Equity

Equity is the difference between what you owe on your mortgage and what your home is worth.

Federal Home Loan Bank WISH Program

Learn more about the FHLB's WISH Program offering downpayment and closing cost assistance for home buyers.

Fee Schedule

View the Members 1st Credit Union fee schedule.

Fire Relief Resources

Helpful information and resources to support fire survivors.

Fixed Interest Rate

A fixed interest rate loan is a loan where the interest rate doesn't fluctuate during the fixed-rate period of the loan. This allows the borrower to...

Fixed Rate Mortgage

A mortgage in which the interest rate, principal, and interest payments remain the same for the life of the loan.