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Insufficient funds occur when someone tries to purchase an item using a check or debit card without having enough money in his or her credit union account...
Individual Retirement Accounts (IRAs) are personal savings plans for individuals to set money aside for retirement. Members 1st IRA Share Certificates are...
A late fee is assessed when the payment for a loan has not been received and the grace period has passed.
A legal hold or claim of a creditor on the property of another as security for a debt. Liens may be against real or personal property.
The written evidence from a contractor or supplier surrendering the right of lien to enforce collection of debt against a property.
A lienholder is a party or individual who has a lien or claim on property, car, or other asset. The claim is created by an agreement, such as a mortgage or...
Loan coupons contain your payment amount and due date associated with your loan and can be used to help...
The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly...
Our youth account for ages 0-12 consisting of a savings account and prizes for each deposit and gifts with every $500 deposited encouraging good savings...
The Members 1st Credit Union Mobile App provides account access from your smartphone to perform transfers, inquiries, pay bills, deposit checks, find your...
