Mobile Check Deposit

Mobile Check Deposit is the ability to remotely deposit checks from a mobile device with the Members 1st Mobile App.

NCUA

The National Credit Union Administration (NCUA), is an independent agency of the United States government that regulates, charters, and supervises federal...

Not-for-Profit

Credit unions are "Not-for-Profit" financial institutions. "Not-for-profit" is another term for "nonprofit" except that credit unions do not conduct...

Overdraft Protection

An explanation of Overdraft Protection and how it protects members from overdrawing their Members 1st accounts.

Phishing

Members 1st Credit Union will never send an e-mail to you asking you to log onto our website and update your personal information. This is a type of fraud...

Plans and Specifications

Architectural and engineering drawings and specifications for construction of a building or project. They include a description of materials to be used...

Prepayment Penalty

We here at Members 1st Credit Union are not familiar with this term. Why would a financial institution penalize you for making early payments? We certainly...

Private Party

A private party is an individual who owns a car and is selling it as opposed to a dealership selling a new or used vehicle. Members 1st can help you finance...

Repayment Period

When your HELOC draw period ends, you will no longer be able to access your funds and the 10- or 20-year repayment period...

Retirement Planning

Retirement planning is the planning one does to be prepared for life after paid work ends, not just financially...