As a safe, sound and successful credit union, we have the opportunity to strategically select a partner who not only will help us serve our members, but who shares our history and values. After careful consideration, our Board of Directors determined that merging with Rogue provides an opportunity to expand our services, provide exceptional value to our members, and honor our longstanding legacy of community support.

Partnering with Rogue Credit Union will help us expand the products and services available to our members. This includes Rogue Credit Union’s highly regarded loyalty program, Rogue Rewards, an expanded commercial lending department, investment services and much more.

As a true expansion of services, Members 1st and Rogue are committed to maintaining all service locations and employment for all staff. You will still see the same friendly faces when you visit a Members 1st location. While there is still much to be finalized about our partnership, both credit unions look forward to providing new opportunities to serve our members.

The Boards of Directors at Members 1st Credit Union and Rogue Credit Union have unanimously approved our intent to merge. Next, both credit unions will complete a due diligence process, including a deep dive into cultures, financial reports, organizational structures and more.

After we complete the due diligence process, both credit unions need to agree that the merger should continue. Members 1st will then seek approval from our members through a voting process that is likely to happen later this year.

Member accounts will not change initially. Sometime in 2026, member accounts will be transferred to the Rogue CU system. When complete, you will have the added benefit of access to new products such as interest checking, modern online and mobile banking, the ability to earn loyalty rewards and more. Members will receive detailed communications and will have help from our staff to walk you through the transition.

No, you will not need to refinance loans. Accounts will automatically be transferred to the new system with your same loan terms and payment obligations.

Yes. We know our local staff are essential to our relationship with you! Members 1st does not anticipate any changes in staff so you should see the same faces and receive the same level of service that you expect when you visit any of the branch locations.

Direct Deposit information should not change. If there are any changes that are required to be made, Members 1st will work with you prior to the system update in 2026.

It is a bit early to know the details of what may change. Rest assured, Members 1st will work hard to make the transition as easy as possible and you will receive multiple communications and personal assistance if it is needed.

All existing loan, share, and deposit products will be migrated into the Rogue CU system. You will not have to do anything to transfer these services.

Yes, your loan terms, including payment amounts and due dates, do not change. It will be important to continue to pay your loans on schedule or it will negatively impact your credit history and your ability to obtain loans in the future.

Rogue Credit Union is a member-owned, not-for-profit financial cooperative just like Members 1st. Rogue currently serves over 212,000 members throughout southern Oregon and western Idaho. Like us, Rogue prioritizes exceptional member service and involvement in the local community.

Rogue Credit Union is headquartered in Medford, Oregon, about 30 miles north of the Oregon-California border.

Rogue has 23 full-service branches across southern Oregon and western Idaho. They currently serve the Rogue Valley, South Coast, Umpqua Valley, Klamath Basin and Treasure Valley.

Rogue Credit Union got its start as a teachers’ credit union in 1956. It was founded in an elementary school cafeteria by ten teachers who knew then what we know now: We’re stronger together.

Yes! Rogue is a healthy credit union with $3.6 billion in assets as of February 2025. They are federally insured through the NCUA and have a net worth ratio of 9.66%.

We recommend visiting roguecu.org to learn more.