Skip Navigation Skip to Online Banking Skip to Accessible Content

IRA CERTIFICATE RATES

A complete list of all rates for all Members 1st ira certificate products.

Special IRA Promotion

APY

Special IRA Promotion

APY

5-Month Certificate

$100.00 Minimum Deposit

4.50%

Apply Now

IRA Amounts

APY

IRA Amounts

APY

$100-$2,499

6 Months

12 Months

18 Months

24 Months

36 Months

2.70%

2.85%

2.95%

3.05%

3.10%

$2,500-$24,999

6 Months

12 Months

18 Months

24 Months

36 Months

2.75%

2.90%

3.00%

3.10%

3.15%

Apply Now

IRA Amounts

APY

IRA Amounts

APY

$25,000-$99,999

6 Months

12 Months

18 Months

24 Months

36 Months

2.80%

2.95%

3.05%

3.15%

3.20%

$100,000+

6 Months

12 Months

18 Months

24 Months

36 Months

2.85%

3.00%

3.10%

3.20%

3.25%

Apply Now

Dividends are paid at the end of the month to the deposit account of your choosing.

Special IRA Promotion

APY

Special IRA Promotion

APY

5-Month Certificate

$100.00 Minimum Deposit

4.50%

Apply Now

IRA Amounts

APY

IRA Amounts

APY

$100-$2,499

6 Months

12 Months

18 Months

24 Months

36 Months

2.70%

2.85%

2.95%

3.05%

3.10%

$2,500-$24,999

6 Months

12 Months

18 Months

24 Months

36 Months

2.75%

2.90%

3.00%

3.10%

3.15%

$25,000-$99,999

6 Months

12 Months

18 Months

24 Months

36 Months

2.80%

2.95%

3.05%

3.15%

3.20%

$100,000+

6 Months

12 Months

18 Months

24 Months

36 Months

2.85%

3.00%

3.10%

3.20%

3.25%

Dividends are paid at the end of the month to the deposit account of your choosing.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

We may use tracking pixels, cookies, and other similar tools, which are provided by third parties, to improve our website, enhance your browsing experience, serve personalized ads or content, market our services, and analyze our traffic. By clicking "Accept & Close," you consent to our Consumer Privacy Policy and Digital Privacy Policy and our use of these technologies. By clicking "Accept & Close," you also recognize and accept that your data and other information you share with us on our website may be transmitted to third parties for the purposes we have identified in our Consumer Privacy Policy and Digital Privacy Policy.