Members 1st Credit Union - Recreational Vehicles

We provide RV buyers with quick and flexible financing to help you get the vehicle you want more easily and affordably. We can help you finance a motorhome, travel trailer, boat, motorcycle, watercraft, dirt bike, or ATV. Whether you choose to purchase a new or used RV, refinance an RV loan, purchase from a private-party, or take cash-out on an RV, we offer the same great low rate.

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Loan Options

Enjoy the same great low rate regardless of which loan option you choose.

New or Used RVs

Get pre-approved for your next new or used vehicle or finance with us directly from the dealership.

How it Works

Submit an application online or by phone
Receive your pre-approved loan amount, term, and estimated payment
Shop for your desired RV and coordinate an accepted offer with the dealership
We'll help you finalize your loan and the purchase of your RV
You provide us with your preferred method for receiving loan statements and making loan payments

Refinance

Move your RV loan to Members 1st for a lower payment, lower rate, or faster payoff.

How it Works

Submit an application online or by phone
Receive your approved loan amount, term, and estimated payment
We will payoff your old loan and create your new loan with Members 1st
You provide us with your preferred method for receiving loan statements and making loan payments

Wake boarder flying through the sky behind a boat

Private-Party

We can finance a vehicle you buy from Craigslist, Facebook, or a private-party.

How it Works

Submit an application online or by phone
Receive your pre-approved loan amount to help you search for a vehicle that fits your budget
When you find an RV, share the details with your Members 1st loan officer for a free Auto Check Report
Your loan officer will guide you through the completion of your loan and purchase of your RV
We can file your DMV paperwork on your behalf for free
You provide us with your preferred method for receiving loan statements and making loan payments

Cash-out

Borrow against the equity you have in an RV you own for whatever purpose you like.

How it Works

Submit an application online or by phone
Receive your approved loan amount, term, and estimated payment
You provide us with your preferred method for receiving loan statements and making loan payments
We will deliver your funds into your Members 1st checking account or with a check as quickly as the same day

Loan Features

Experience the difference of a Members 1st RV loan.

100% financing

No down payment? No problem. Finance the full amount of your vehicle.

Fast approval

Receive a response on your RV loan application within 24-48 hours.

24/7 Access

Have instant access to your loan account from your mobile, tablet, or desktop device.

Convenient

Don’t have time to visit a branch and finish your application? No problem. We’ll send forms to you to sign electronically.

Automatic Payments

Set it and forget it. Never miss a payment again with automatic payments from your Members 1st or other checking account.

No Obligation

Find out how much you can save with no obligations, application fees, processing fees, or early payoff fees.

Vehicle Protection

Get the most out of your vehicle by adding protection plans to your loan with Members 1st.

Wealth ProtectionChoose wealth protection for you and your family. Should you ever be injured and unable to return to work, lose your employment, utilize family leave, or suffer a fatality, you or your beneficiaries will receive loan aid including possible loan forgiveness. Better yet, this benefit can be added to your loan while not adjusting your monthly payment.

Guaranteed Auto Protection (GAP)Protect yourself in the event of a total loss or theft of your vehicle. Cover the balance of your loan after an insurance payout and receive a downpayment towards a replacement recreational vehicle. GAP Advantage with Powerbuy is great for longer term loans and available for most new and used recreational vehicles.

Rates, Calculators, and Resources

Rates

APR* as low as