Members 1st Credit Union

Set up your child for success with a Members 1st youth account. Empower your child to use money wisely and help them build smart saving habits. Parents can monitor account activity, receive account notifications, and transfer money to and from their child’s account.

Open A Youth Account

Here’s how you can get started:

Visit Us in Person

You and your child can visit any of our convenient branch locations to open an account in Chico, Anderson, or Redding

Bring the Right Documents

Bring identification for both the parent/guardian and child. See details about identification needed below.

Sign Up and Start Saving

Once everything is set up, your child will have their very own savings account to prepare them for the future.

Identification Needed for Account Opening

Youth accounts must be opened in a branch. Parents or guardians new to Members 1st must bring one form of primary identification and one form of proof of residency. Children must bring one form of primary identification.

Primary Identification

Please bring with you one of the following forms of primary identification below. Your identification must include a photo, date of birth, and full name.

California driver's license or ID card
U.S. Passport or card
U.S. Armed Forces ID
Federal Government employee ID (including name, photo, and date of birth)

Proof of Address

Please bring proof of residency with one of the following items below dated or issued within 90 days.

Utility bill (power, water, cable, internet, propane)
Paystub
Insurance policy (health, home, rental, auto)
Lease agreement or rental contract
Mortgage statement
Financial institution, loan, or credit card statement
USPS address change confirmation letter
Tax return or other tax forms
Government issued letters
DMV interim ID (California issued)
Retail installment vehicle sale contract

Minor Identification

Minors must bring one of the following forms of identification below.

Driver's license or state issued ID card
U.S. issued passport or card
Social security card

Branch Locations

Please choose a branch or ATM to view location details.

Schedule an Appointment

Anderson Rhonda

Location:

5020 Rhonda Road, Ste. H
Anderson, CA 96007

Fax: (530) 378-8052

Hours:

Monday - Thursday 9am-5pm,
Friday 9am-5:30pm

ATM: Walk-up

Chico East

Location:

969 East Ave
Chico, CA 95926

Fax: (530) 222-9348

Hours:

Monday - Thursday 9am-5pm,
Friday 9am-5:30pm

ATM: Drive-up and Walk-up

Chico Salem

Location:

550 Salem Street
Chico, CA 95928

Fax: (530) 222-9349

Hours:

Monday - Thursday 9am-5pm,
Friday 9am-5:30pm

ATM: Walk-up

Corporate

Location:

4710 Mountain Lakes Blvd.
Redding, CA 96003

Phone: (530) 222-6060
Toll Free: (800) 303-3838

Redding Hilltop

Location:

1380 Hilltop Drive
Redding, CA 96003

Fax: (530) 222-6146

Hours:

Monday - Thursday 9am-5pm,
Friday 9am-5:30pm

ATM: Drive-up and Walk-up

Redding Pine

Location:

1260 Pine Street
Redding, CA 96001

Fax: (530) 244-2696

Hours:

Monday - Thursday 9am-5pm,
Friday 9am-5:30pm

ATM: Drive-up

Youth Account Features

The fundamentals they need to succeed

Gifts with each deposit

Reinforce good savings habits by receiving a free gift with each deposit made at a branch.

Open an account for $1

Start your account today for just $1.

Dividend Bearing

Earn dividends on the money you save.

30,000 ATMs

Access to nearly 30,000 surcharge free ATMs nationwide.

No minimum balance

Keep as much or as little in your savings without worrying about fees.

Direct deposit

Automatically transfer or deposit funds into your child's account online.

Notifications

Receive email and text notifications for all types of activity on your account.

eStatements

Access your statements online immediately, without the hassle and security risk of storing them.

Mobile deposit

Deposit checks directly into your account with your mobile or tablet device.

Save More With Stash

Turn your small change into a big deal when you enroll in Stash. Round up your debit card purchases to the next dollar to be added into your Members 1st savings, auxiliary savings, holiday savings, emergency savings, mem-bear savings, or money market account.

Learn More

Account Types

Mem-bear (0-12)

Open a Savings Account
Earn dividends on all balances meeting minimum requirement
Receive a prize with each deposit made in branch
Receive a Members 1st Teddy Bear for $500 Deposited

NextGen Teen (13-17)

Open a Checking Account
Open a Savings Account
Receive a Debit Card
Dividends earned on all balances meeting minimum requirement

ONLINE FINANCIAL EDUCATION

Learn the value of a dollar

Teacher talking to his class about financial literacy

Banzai For School

Banzai is free, online financial literacy for students of all ages. It's interactive and fun. Over 40,000 math, business, family and consumer science, and computer teachers have joined the program nation wide.

Banzai exposes them to real-life adult financial dilemmas, from taming a budget and paying auto insurance to navigating taxes.

Learn More

Live action shot of a teacher talking to a classroom

Bite of Reality

Bite of Reality is offered through a collaborative partnership between Members 1st Credit Union and the Youth Violence Prevention Council. This free financial training seminar is available to high school juniors and seniors and college-age young adults. The training focuses on budgeting, planning, check writing, and understanding a ledger.

Learn More